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2460 East First St. Suite B-6, Blue Ridge, GA 30513  706.258.6222  (fax) 706.258.6277

BUYER'S CALCULATOR  (revised 10/21/2005)

NOTE: This is an Estimate of the Funds you will need to close. The loan charges, interest, escrows and taxes can significant alter this Estimate. Please contact your closing attorney close to your closing date for a copy of your Closing Statement.

NOTE: All GREEN FIELDS NEED TO BE COMPLETED BY USER

Expected Date of Closing  
   
Sales Price  
     
less “Earnest Money”  
     
If cash sale check here  
     
If getting a loan check here   
     
**Approximate amount of loan (subtract loan amount sales price)  
     
**Closing Costs (est) (1)  
based on 3.1% of loan amount (add to cost)  
     
Closing Costs (2)  
When no loan, add $500 to Sales Price x 0.275%  
     
Closing Costs paid by Seller  
     
Annual Insurance Premium  
     
Taxes  
(based on 0.5% of sales price) add to cost  
     
Annual Cost of any Items Pre-paid by Seller HOA dues, propane gas, water fees, etc (add proration from closing date to end of year)
     
Final Amount due  
     
** these figures are not part of calculations when there is a cash sale (no loan)